Why Cloud Storage is a Better Idea for Small Businesses
Like big businesses, small businesses have varied requirements from infrastructure, IT deployment, daily operation, and manpower to data management. However unlike big businesses, small businesses have budget constraints that often limit their scope of expansion and expenditures in the needful projects. Despite the limitations it doesn’t mean that small businesses do not have options. In fact there is a plethora of options available for small businesses to fulfill their wide-ranging business requirements.One of such options is cloud storage, also called as online storage, for data management, which is the biggest need of small businesses. Cloud storage is an answer to all the prayers related to data backup and restore of small businesses which are more prone to data loss/damage as compared to large businesses. According to a survey, 70% of the small businesses shut down within one year of their operations after they suffer major data. According to a survey conducted by Sage North America, about 62% small companies do not have a proper disaster recovery plan in place for safety from catastrophic disasters, man-made debacles, accidental deletions, thefts, power outages, hardware failure. In the same survey, it was concluded that around 33% of the businesses do not have data backup and recovery plans in place because there hasn’t been observed any catastrophic disasters or emergencies in their areas while around 30% said that “have never thought about it”. Around 28% of the participants said that they regularly back up their data because they have major data losses in the past.This is the poorest scenario for any small business that needs to be able to run properly without facing operational hitches which may occur and recue in the absence of a proper data backup and recovery plan. If you run a small business from your home or office, you can understand how vital it is to keep your data organized and safe to be able to meet the tailor-made demands to your clients, protect your business ideas and information from competitors, and from employees who might take advantage of your personal or professional information for monetary purposes among other things.The question that arises here is ‘why small businesses do not pay attention to data backup and recovery plans when they cannot prevent a tornado or other such catastrophic disasters, accidental deletions, thefts, power outages, or hardware failure for that matter from occurring’? Small businesses may be taking this risk because data management is not affordable for them. Besides, regular data backups and recoveries on several devices involve lots of hassles that put them off from maintaining proper data management plans. However with the onset of cloud storage, it has become extremely convenient and affordable for small businesses to maintain data. Businesses can back up their data as many times as they want and access it anytime, anywhere from their computers, Smartphones, tablets, servers, and networks etc. connected to the Internet.Since your data is stored in a cloud server, which is the only place for all your digital possessions viz. emails, contacts, documents, images, family videos, music numbers, social network updates, and bank details etc., the cost of regularly data backups and recoveries drastically come down. It’s is because you don’t have to use multiple hard disks and/or USB devices to store your data. In the cloud server, your data is stored once and forever. You can access, add, delete, edit, re-edit, backup and restore your business data as many times as you want without going through the lengthy and cumbersome procedure.In fact the data stored in a cloud server remains protected and safe from the tactics of hackers. Besides, cloud storage services are scalable as you can store higher volumes of data according to your needs. With cloud storage, it only takes a computer, server or mobile device with an active Internet connection or Wi-Fi to be able to manage the data. Such a flexibility and convenience is absent from the external storage media on which the cost of backing up and recovering data is also very high, in fact the highest.Considering that cloud storage is the only contemporary, affordable, and viable solution for small businesses and users, several major tech giants including Microsoft, Amazon, Google, Netgear, and McAfee among others have come up with integrated cloud storage. Cloud storage is around 1,000 times more affordable than the external backup media whose reliability and safety are always at risk due to environment, physical conditions, catastrophic emergencies, accidental deletions, thefts, and other contingencies. Thus, if you own a small business, make sure that you cloud-power your data. It’s your choice to keep spending big money on the external storage media or spend only once and forever with a cloud storage services. It’s your choice if you want peace of mind or want to constantly run around losing business, clients, and money.
Women’s Clothing In Catalogues
While most women like to actually go shopping to look for their clothing, some women prefer to stay in the comfort of their own homes and order a catalogue to purchase their clothing that way. There are a lot of catalogues you can order for women’s clothing. Women’s clothing is not hard to find by any means. In addition to finding women’s clothing in catalogues, you can find a lot of other things in catalogues like men’s clothing, children’s clothing, household supplies, supplies for pets, electronics, kitchenware, and office supplies.If you live in a remote area, or just a very frigid area or an area with extreme temperatures, it may be a good idea to look into ordering a clothes catalogue. For those people who live in these types of areas, it is hard for them to get out and go shopping. Especially if you live in a remote place where there are not very many shopping malls or clothing stores, it would be very helpful to order a clothes catalogue to your house. This way you don’t have to travel anywhere, you can just look for clothes in the magazine and have them sent to you.You can order a catalogue for anywhere between five to fifteen dollars a month. You can look on the internet to find a catalogue you want to subscribe to. The catalogue will come every month to your home. Then you just need to find what you want to wear! The magazine will usually have all sizes available and a range of colors. There should be a little key on the page to show you what colors each item of clothing comes available in.There are women’s clothing catalogues for all different types of clothing. You can find catalogues for certain stores. You can find catalogues for dresses, skirts, tops, shoes, accessories, and lingerie. All of your shopping that you could have done at the shopping mall can be done from your very own home. While it is easy to just go clothes shopping online, it is sort of fun to order a catalogue and have it delivered to your home every month. This way you can look forward to its arrival and the contents of the magazine are always a surprise!Items in the magazine can be pricy, so you have to pay attention to the costs and shop around. Sometimes the magazine will feature sales on certain products. One benefit to a magazine over looking for clothes on the internet, is that you can take the magazine with you wherever you go, whether it be on the bus, in your car, in your office, or even in your bathroom.So, you may consider purchasing a monthly clothing catalogue for your shopping convenience. It would come in especially handy if you live in an isolated neighborhood, or even in an area where there are not clothing stores or where it is hard to get to clothing stores. Good luck finding the right catalogue!
Real Estate Professionals Get Explosive Success Working With Real Estate Investors
IntroductionAs a Real Estate Professional, Investor, Instructor, and Coach, there is one thing that continues to challenge me, why aren’t more Real Estate Agents and Brokers focusing on making successful Real Estate Investors their clients? The following article will try to highlight this opportunity and offer some suggestions on how to align yourself with Investors and grow your business.Why Work With Investors?- Investors are much more focused on the types of property they will purchase than end users, if it meets their investment criteria, they will usually buy it. You will not show them every house in town and still not get an offer!- Unlike the end user who may only be looking for a new home every 3-7 years or longer, active Investors typically will buy multiple properties each year or even per month! If you do a good job for them, they will continue to come back over and over again which means to you a potentially endless commission income stream. In addition, they typically have a significant network of other Investors they could align you with.- Most Investors will be presenting all cash offers on the properties they are interested in, so any mortgaging issues are not a concern- You can leverage off of their experience if you want to consider investing for yourself- Regardless of the economic conditions, successful Real Estate Investors, are busy in each of the four market cycles. Aligning yourself to Investors can provide you with a model that will sustain you during difficult times and provide explosive results during good times.How Can Real Estate Professionals Prepare to Work with Real Estate Investors?This is an area where many RE Professionals can use some improvement. Savvy and successful Investors do not have the time or desire to work with anyone who doesn’t understand their business model and in speaking with thousands of Investors coupled with my over 30 years of investment experience, this is a big problem. Here are a few things to consider as you prepare yourself to work with Investors- Generate a Business Plan that will help create the foundation of your journey. You may want to consider aligning yourself with Coaches and Mentors to help guide you through this process- Consider becoming a Buyer’s Agent and Buyers Agent Certified, this is a critical item for many Investors; they want to make sure they have someone on their team who will be able to negotiate outstanding offers on their behalf- Get your skills honed, you need to take stock on your current skill set and determine where the shortfall may be. Once the skill deficiency has been identified, you should implement an action plan to mitigate it. There are many options available to you for your skill development plans. What Will You Need From Your Investors? The following is a high level checklist of what you should expect from your Investors- Proof of Funds. Like your retail buyers, you would never start showing them properties until you have verified they are qualified borrowers. You should handle Investors the same way. In addition to the standard pre-qualification or pre-approval documents, since many Investors will be paying cash, you will need to get a bank statement or other documents showing where the capital is coming from. Be cautious on any capital source like a 401K Loan in process because there is no guarantee that there will be an approval.Request their investment goals and strategies and should include the following:
Is this a Flip, Wholesale, or Hold property
Try to get information on their past experience
To better support their short and long-term acquisition goals, request their Business Plan
When will they be ready to purchase
How will they be purchasing it (cash, in an LLC, etc)
Targeted investment areas
Price range
Criteria for the property and structure
Minimum number of bedrooms and baths
Age limitations
Amount of rehabilitation work they are willing to doGetting Compensation From All Angles When working with RE Investors, your compensation stream can come from a number of sources as follows:- With a Flip Investor, you can earn a commission on both the front end as well as on the back end from the retail or wholesale buyer. You may also be able to get the listing for sale from the person looking to buy the Flip property!- With a Hold Investor, you can earn a sales commission on the purchase as well as a rental commission every time the property turns over with a new Tenant. In addition, where applicable by law, you can also provide property management services, talk about a great business model!- Don’t forget about referrals or commission splitting. As with many successful Real Estate Investors, they may eventually decide to explore investment options outside of your area. By connecting your client to other Real Estate Professionals, you can earn considerable referral fees or commission splits in either handing your client over to them or work as a team. Make sure to discuss these arrangements in advance with your Broker and ensure compliance to any applicable real estate laws.What Will Real Estate Investors Typically Need From You?
Constant monitoring of the market for properties that match your client’s criteria. This will include new listings as well as any price changes.
Comparative Market Analysis performed
Current rent rates
Your experience and guidance in special housing programs (like Section 
The potential market price and turn over time on a property after it has been renovated. This is essential because most Investors will work from this number and work backwards to determine their Maximum Allowable Offer (referred to as MAO).How Do I Meet Real Estate Investors?- Attend real estate and home shows- Speak with your Real Estate Broker- Respond to ads placed by Investors- Call on all “We Buy Houses” signs- Attend social and professional business meetings- Using your local MLS database service, track the people who are buying investment properties and do a search on them and make contact.- Join local Real Estate Investors Associations and clubs (you can see many options by conducting an internet search) – Join internet social groups”Wishing you the very best in your path to success and happiness”Carl Schiovone, President”Inaction breeds doubt and fear. Action breeds confidence and courage. If you want to conquer fear, do not sit home and think about it. Go out and get busy. ” Dale Carnegie”He who fears being conquered is sure of defeat.” Napoleon